WHO CAN TAKE OUT THE INSURANCE AND HOW IS IT TAKEN OUT?
The insurance can be taken out by foreign citizens, under the age of 70 years, who are to temporarily visit Sweden or other country within the Nordic Region. You can purchase the insurance here on our website or by calling our contact center.
WHEN AND WHERE IS THE INSURANCE VALID?
The policy is effective from the moment you arrive in the Nordic Region and valid until you leave the Nordic Region. The policy is however also valid in other countries within the Schengen area if the person insured has a valid Schengen visa issued by a Swedish embassy or other Swedish authority abroad.
The policy is only valid for the period specified in your insurance certificate. The maximum period of coverage is 12 months. If you choose to stay at the destination after the policy period has ended, the policy is not automatically extended. If you would like to extend your policy, please contact Aon.
WHAT IS MY EXCESS?
The policy is valid with an excess of € 100 per each claim.
WHEN CAN I GET MY PAYMENT OF COMPENSATION?
Gouda is obliged to pay your compensation within a month from you have fulfilled your obligations to us in reporting the claim.
WHAT HAPPENS IF I HAVE DOUBLE INSURANCE COVERAGE?
In case of double insurance coverage you are never entitled to higher compensation than the joint amount that corresponds to the claim. If the liability amount exceeds the claim, liability is divided between the companies in relation to the amounts of liability.
WHAT DOES MY INSURANCE COVER?
- Medical treatment and acute accident
- Acute dental treatment in case of acute accident
- Journey, medicine, rehabilitaion in connection with medical treatment.
- Journey home/ home transportation
- Repatriation of deceased person
- Burial in Sweden*
The insurance will cover for a maximum of 30 000 euro per claim.
* The coverage for burial in Sweden has a maximum of 3 000 euro per claim.
WHAT SHOULD I DO WHEN INJURY OR DAMAGE OCCURS?
If a injury or an accident occurs you must make a claim in writing using Goudas claim form. The claim form is available here on our website or on telephone, +46 8 615 28 00.
Gouda Reseförsäkring, 516402-7897
Bransch office to Goudse Schadeverzekeringen N.V., Gouda, Holland
Wollmar Yxkullsgatan 14
S-118 50 Stockholm
SWEDEN
HOW DO I CONTACT GOUDA?
Gouda Alarm provides a 24-hour emergency service wherever the policyholder is.
Gouda Alarm
Seirøgade 7
2100 København Ø
DENMARK
Phone: +45 33 15 60 60 Fax: +45 33 15 60 61
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